Put your wishes in writing
Every membership includes a signed disposition directive and a primary beneficiary. Complete adds a service blueprint: your music, readings, flowers, speakers, and the feeling you want to leave.
A little planning. A lasting promise.
Your wishes.
Someone to carry
them through.
A funeral planned and carried out, even if no family is there to arrange it. Finalus pairs your own savings wallet with a named human coordinator, from day one.
From $10/month for the service. Your savings are separate.
Our promise, in plain language.
A named caseworker + backupSavings held at a partner bankA human check-in every year
From now to then
More than a plan.
A person behind it.
Your coordinator is your named caseworker from day one, not a salesperson introduced at the end. They review your wishes each year and support your executor—or carry out your wishes when no one else can.
Even when you’re on your own.
With your consent, the Opus View registry helps hospitals, coroners, and medical examiners find your coordinator. Action starts only after death is verified by an authoritative source.
Save at your own pace
Membership dues buy the service, not savings. Deposit separately into your bank-held wallet, in any amount, on your own schedule. Your coordinator never pressures you to deposit.
Leave something of yourself
Complete and above include physical letters and video messages for the people you love. Letters never expire; videos are delivered digitally within the three-year window after death.
Give the loose ends a home
Legacy adds an encrypted Finalus Wrapup vault, a property division list, and healthcare paperwork. DNR preparation is paperwork only—a physician must sign the medical order.
No blurred lines
Your money stays yours.
Minus your coordinator’s disclosed 5%. Wallet deposits stay at a partner bank under a for-benefit-of structure, never in company operating funds.
For every $100 deposited
Your wallet$95
Your coordinator$5
The coordinator share is pending for 32 days. At death, a one-time 4.5% stewardship fee applies to the wallet balance. The wallet pays the funeral vendor first; family can cover a gap. Surplus goes to your beneficiary after approximately 120 days, never forfeited.
Choose your completeness
Dignity is never tiered.
Every tier includes the guarantee, a named coordinator with backup, an annual review, your disposition directive, wallet rails, Opus View, and a primary beneficiary. $1/month supports the independent Finalus Foundation.
Essential
Makes sure it happens.
The core guarantee. No included wills, letters, or videos.
$10/mo
Complete
Makes sure it happens your way.
Essential + service blueprint, 2 will drafts, 1 living will, contingent beneficiary, 3 letters and 2 videos.
$18/mo
Legacy
Leave the close-out organized.
Complete + healthcare directive, DNR preparation, 7-minute video will, property list and encrypted Wrapup vault. 5 letters and 5 videos replace Complete’s quotas.
$28/mo
Family
One household. Everyone considered.
Full Legacy for every household member, plus a shared pool of 5 extra letters and 5 extra videos.
$48.99/mo
Spouse add-on: +$5/month on any tier. Membership fees are separate from wallet deposits.
Extra messages and document costs
Included quotas are used first. Extras: physical letter $6, video $10, document draft $3, certified copy $1. One credit equals $1; packages are $25, $50, $75 or $100 with no bulk discount. Essential has no included content quota, but can buy extras. Core guarantee documents are never metered. Partner-notary will execution costs $30 per execution event, not per draft.
No one should sit on a shelf.
Make room for peace of mind.
Start with the essentials. Shape the details over time. Someone will be there to carry them through.